This guest post is courtesy of Land Line Lending. Depending on where you're at in the life of your land loan, there might be a few things that you can do to save money in the long run.  The first thing you should do, which is the idea we'll explore today, is to look at your refinancing land loan options. Refinancing your loan might be an excellent way to put a little extra money in your pocket for the short term and reduce the amount of interest you pay over the life of the … [Read more...]

This guest post is courtesy of Land Line Lending. Land lending can be a hard nut to crack. Buying a house is relatively simple. Banks lend readily for homes because individuals and families need places to live. It's a primary mortgage and the mortgage will be paid off first in the event that the borrower defaults. Buying land isn't a necessity. Sure it's a great, low-risk investment. Of course, you can get enjoyment out of it while building memories with your family. Not to mention, it can be … [Read more...]

This guest post is courtesy of AgSouth Farm Credit. Make time to budget This is the most important factor in sticking with your family budget. Like any mundane adult task we don’t like doing (grocery shopping, anyone?), simply put, it won’t get done unless you dedicate time to doing it. This can be a big project on the front end if you don’t do any kind of budgeting currently. You might have to set aside a few hours on a Sunday to really research your current spending habits. We … [Read more...]

Are you considering a large purchase like a home or several acres where you can enjoy nature or grow your own vegetables? The first thing you need to do is assess your current financial situation. Know Your Finances Pull together a basic financial statement that will give you a point-in-time picture of where you stand financially. Many web sites have free, downloadable financial statements you can complete and print for your records. The financial statement asks you to list assets (bank … [Read more...]